More and more these days we have seen the value of purchasing travel insurance. Americans spent nearly $1.8 billion on all types of travel insurance and assistance services in 2010, up from $1.6 billion in 2008, and $1.3 billion in 2006. The 2010 figure reflects a steady growth in sales of nearly 14% from 2008, and more than 15% from 2009, according to the results of The Travel Insurance Market Survey 2008-2010, conducted by the US Travel Insurance Association.*

The top three reasons are:

• Peace of mind
• Protection against the unexpected
• Concern over losing the financial investment in a trip

Travel insurance will offer coverage and protection for many things that may occur before and during your trip. Travel insurance is now an essential part of a worry-free vacation for the smart traveler.

Here are the reasons why you should purchase a comprehensive travel protection plan such as Uniworld’s Travel Protection Plan:

SECTION I

TRAVEL ARRANGEMENT PROTECTION PROVIDED BY UNIWORLD**

1. Trip Cancellation (Up to Total Trip Cost): Reimburses the non-refundable Uniworld cancellation penalties imposed if you must cancel your trip for a covered reason.
2. Any Reason Cancellation Waiver:  With the Uniworld “Any Reason” Cancellation Waiver, Uniworld will provide you with 100% of the Uniworld cancellation penalties in the form of a future travel credit certificate, should you cancel your cruise/tour prior to your original scheduled flight departure time for any reason that is not eligible for cash reimbursement under the Trip Cancellation section of the Travel Protection Plan.
3. Trip Interruption (Up to Total Trip Cost): If you have to leave your vacation unexpectedly (for covered reasons such as illness as described above), you will be reimbursed for the unused, non-refundable portion of your travel arrangements, plus the cost of returning home, up to your total trip cost. 
4. Trip Delay [Up to $1,000 ($150/per day)]: If you miss the departure of your cruise/tour due to carrier-caused delays or other covered reasons, the plan reimburses you for additional accommodations, meals and “catch-up” transportation expenses.
5. Baggage Protection (Up to $2,500)
6. Medical & Dental Expenses (Up to $50,000)
7. Emergency Evacuation/Repatriation (Up to $50,000)

SECTION II

TRAVEL INSURANCE BENEFITS UNDERWRITTEN BY STONEBRIDGE CASUALTY INSURANCE COMPANY***

1. Baggage Protection: If your baggage or personal property is lost, stolen, or damaged during your vacation, the plan will reimburse you for your valuables.
2. Medical & Dental Expenses: Should you become injured or sick or injured during your vacation, the plan will reimburse you for necessary medical expenses.
3. Emergency Evacuation/Repatriation: In the event that a covered illness or injury requires air or ground transportation to a specialized facility or to return home, the plan provides covered medical services and supplies arranged and prepaid by On Call International.

WORLDWIDE EMERGENCY ASSISTANCE SERVICES PROVIDED BY ON CALL INTERNATIONAL

1. 24-Hour Worldwide Emergency Assistance: One telephone call gives you access to an On Call International representative who will work with you to solve your medical or travel-related problem.

Protect your vacation investment

Uniworld provides coverage that protects your vacation investment. Our Platinum Travel Protection Plan provides you with cancellation flexibility and peace of mind while you travel. For more information, please select the applicable Travel Protection Plan based on the year you will be traveling.